module 01 of 13
The Basics Nobody Taught Us
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module 01 · 01
Income, expenses, net worth
Three numbers. That's the whole foundation.
- Income — what actually lands, after tax, not your salary number
- Expenses — everything that leaves, fixed and variable
- Net worth — what you own minus what you owe. This is the real scoreboard, not your income and not your house value alone
Most people can tell you their income down to the dollar and have genuinely no idea what their net worth is. That's backwards. Income is what you're paid. Net worth is what you're actually building.
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